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US Bancorp (us-bancorp)

U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a developer portal at developer.usbank.com offering APIs for corporate banking, payments, and treasury management including RTP, ACH, Positive Pay, corporate account information, data toolbox, fleet management (Voyager), freight payment, and push-to-card capabilities. Authentication uses OAuth MFA with SinglePoint credentials.

APIs.json: https://raw.githubusercontent.com/api-evangelist/us-bancorp/refs/heads/main/apis.yml

Scope

  • Position: Consuming
  • Access: 3rd-Party

Tags

  • Banking
  • Finance
  • Fortune 500
  • Corporate Banking
  • Payments
  • Open Banking
  • Treasury Management
  • Consumer Banking

Timestamps

  • Created: 2024-11-21
  • Modified: 2026-05-19

APIs

US Bank Corporate Account Information API

The Corporate Account Information API provides access to U.S. Bank deposit account balances and transaction data for corporate customers. It enables retrieval of current-day and previous-day account balances (available, ledger, and collected), transaction history up to 60 days (with optional 12 or 24-month retention), and deposit account statements. Authentication uses OAuth MFA with SinglePoint credentials.

Tags

  • Banking
  • Corporate Banking
  • Account Information
  • Treasury Management
  • Finance
  • Fortune 500

Properties

US Bank RTP Real-Time Payments API

The RTP Real-Time Payments API enables 24/7/365 real-time payment origination through The Clearing House RTP network. Supports credit transfer messages, request for payment (RFP), and RTP eligibility verification. Transactions settle instantly and are irrevocable once sent.

Tags

  • Payments
  • Real-Time Payments
  • RTP
  • Banking
  • Treasury Management
  • Finance

Properties

US Bank ACH Originations API

The ACH Originations API enables origination of ACH (Automated Clearing House) payments from U.S. Bank corporate accounts. Supports standard ACH credit and debit transactions for payroll, vendor payments, and customer collections.

Tags

  • Payments
  • ACH
  • Banking
  • Corporate Payments
  • Finance

Properties

US Bank Positive Pay API

The Positive Pay API helps detect check fraud by electronically matching checks to issued items. Enables retrieval of exception items (checks that don't match issued items), submission of pay/return decisions, and access to exception history. Exceptions are available 9am-3pm local processing time.

Tags

  • Payments
  • Fraud Prevention
  • Check Management
  • Treasury Management
  • Banking

Properties

US Bank Push to Card API

The Push to Card API enables instant fund disbursements directly to Visa and Mastercard debit cards. Ideal for disbursements, refunds, and payouts up to $125,000 per transaction. Transactions are irrevocable once sent and provide immediate fund access to recipients.

Tags

  • Payments
  • Disbursements
  • Debit Card
  • Banking
  • Finance

Properties

US Bank Wire Transfers API

The Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporate accounts for large-value, time-sensitive payments.

Tags

  • Payments
  • Wire Transfers
  • Banking
  • Treasury Management
  • Finance

Properties

US Bank Data Toolbox API

The Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, savings, credit card, mortgage, and brokerage account information. Used to build personalized financial management experiences and enable embedded banking.

Tags

  • Banking
  • Account Data
  • Retail Banking
  • Finance
  • Open Banking

Properties

US Bank Voyager Fleet API

The Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access to fleet transaction data, vehicle management, account information, and reporting for corporate fleet card customers.

Tags

  • Fleet Management
  • Transportation
  • Banking
  • Finance
  • Corporate Payments

Properties

US Bank Freight Payment API

The Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight shippers to submit and receive transaction data through a single API and manage freight payment users.

Tags

  • Freight Payment
  • Transportation
  • Banking
  • Finance
  • Supply Chain

Properties

US Bank Instant Payments API

The Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for real-time settlement.

Tags

  • Payments
  • Instant Payments
  • Banking
  • Finance

Properties

US Bank Holidays API

The Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking holidays, useful for payment scheduling and clearing house availability calculations.

Tags

  • Banking
  • Holidays
  • Reference Data
  • Finance

Properties

Common Properties

Maintainers

FN: Kin Lane Email: kin@apievangelist.com

About

U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S.

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