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aid: metromile
name: Metromile
description: >
Metromile is a pay-per-mile auto insurance platform powered by telematics
and data science. Customers attach the Pulse OBD device to their vehicle
to track mileage; premiums consist of a base monthly rate plus a per-mile
charge, rewarding low-mileage drivers with significant savings. Beyond
consumer insurance, Metromile Enterprise offers a cloud-based REST API
platform for property and casualty insurers covering touchless claims
automation, accident reconstruction (Replay), fraud detection (Detect),
digital FNOL reporting (Report), and back-office workflow automation
(Streamline). Metromile was acquired by Lemonade in July 2022.
type: Index
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/metromile/refs/heads/main/apis.yml
created: 2026-06-13
modified: 2026-06-13
specificationVersion: "0.19"
tags:
- Insurance
- Telematics
- Pay-Per-Mile
- Auto Insurance
- Claims Automation
- Vehicle Diagnostics
- Mileage Tracking
- InsurTech
apis:
- aid: metromile:metromile-enterprise-api
name: Metromile Enterprise API
description: >
REST API platform for property and casualty insurance carriers enabling
touchless claims automation, digital first-notice-of-loss reporting,
telematics-based accident reconstruction, fraud detection, payment
automation, and back-office workflow orchestration. Integrated via
enterprise SaaS agreement.
humanURL: https://enterprise.metromile.com/platform/
baseURL: https://enterprise.metromile.com
tags:
- Claims Automation
- Telematics
- Fraud Detection
- Insurance
- REST API
properties:
- type: Documentation
url: https://enterprise.metromile.com/platform/
- type: Website
url: https://enterprise.metromile.com/
common:
- type: Website
url: https://www.metromile.com/
- type: Documentation
url: https://enterprise.metromile.com/platform/
- type: GitHubOrg
url: https://github.com/metromile
- type: LinkedIn
url: https://www.linkedin.com/company/metromile
- type: Blog
url: https://www.metromile.com/blog/
- type: Pricing
url: https://www.metromile.com/auto-insurance/
- type: StatusPage
url: https://status.metromile.com/
- type: X
url: https://x.com/metromile
- type: Plans
url: plans/metromile-plans-pricing.yml
- type: RateLimits
url: rate-limits/metromile-rate-limits.yml
- type: FinOps
url: finops/metromile-finops.yml
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com