README.md

AmTrust Financial Services (amtrust-financial-services)

AmTrust Financial Services is a multinational specialty property and casualty insurer focused on small to mid-sized businesses. AmTrust provides APIs that enable insurance agents, brokers, and technology partners to review appetite, generate quotes, and bind policies programmatically. The API platform processes over 12 million API calls daily with 99.68% availability and supports workers' compensation, business owners' policies, general liability, and other commercial insurance products across 300+ eligible class codes.

URL: Visit APIs.json URL

Run: Capabilities Using Naftiko

Tags:

• Commercial Insurance, Insurance, Property And Casualty, Small Business, Workers Compensation

Timestamps

• Modified: 2026-04-19

APIs

AmTrust Commercial Lines API

The AmTrust Commercial Lines API enables insurance agents, brokers, and technology partners to programmatically review coverage appetite, generate quotes, and bind commercial lines policies. It supports workers' compensation, business owners' policy, general liability, and commercial package products across 300+ eligible class codes.

Human URL: https://amtrustfinancial.com/api

Tags:

• Commercial Lines, Commercial Package, General Liability, Insurance, Workers Compensation

Properties

• Documentation
• Portal
• Authentication
• OpenAPI

Common Properties

• Portal
• DeveloperPortal
• Documentation
• Authentication
• SignUp
• Support
• TermsOfService
• PrivacyPolicy
• SpectralRules
• JSONSchema
• JSONSchema
• JSONSchema
• JSONLD
• Vocabulary
• NaftikoCapability
• JSONStructure

Features

Name	Description
Appetite Check	Review coverage eligibility for specific business classes and risk profiles.
Instant Quoting	Generate commercial lines quotes in real time via API.
Online Binding	Bind policies programmatically for eligible class codes.
300+ Class Codes	Access over 300 bind-online eligible class codes.
OAuth 2.0 Authentication	Token-based authentication with 4-hour access tokens.
High Availability	12 million daily API calls with 99.68% uptime SLA.

UseCases

Name	Description
Agent Platform Integration	Embed AmTrust quoting and binding in agent management systems.
Wholesale Brokerage Automation	Automate workers' compensation submissions from wholesale platforms.
AMS Software Integration	Connect agency management software to AmTrust for policy lifecycle management.
Workers Compensation Automation	Streamline small business workers' compensation from quote to bind.

Integrations

Name	Description
Appulate	Workers' compensation digital submission integration.
Semsee	Commercial lines quoting platform integration.
Tarmika	Commercial lines quoting marketplace integration.
IBQ Systems	Commercial lines rating platform integration.

Artifacts

Machine-readable API specifications organized by format.

OpenAPI

• Amtrust Financial Services Commercial Lines Api

JSON Schema

• Amtrust Financial Services Quote Response Schema
• Amtrust Financial Services Policy Response Schema
• Amtrust Financial Services Appetite Request Schema
• Amtrust Financial Services Bind Request Schema
• Amtrust Financial Services Quote Request Schema
• Amtrust Financial Services Insured Schema
• Amtrust Financial Services Appetite Response Schema

JSON Structure

• Amtrust Financial Services Insured Structure
• Amtrust Financial Services Appetite Request Structure
• Amtrust Financial Services Quote Response Structure
• Amtrust Financial Services Policy Response Structure
• Amtrust Financial Services Appetite Response Structure
• Amtrust Financial Services Bind Request Structure
• Amtrust Financial Services Quote Request Structure

JSON-LD

• Amtrust Financial Services Context

Examples

• Amtrust Financial Services Appetite Request Example
• Amtrust Financial Services Policy Example
• Amtrust Financial Services Quote Response Example
• Amtrust Financial Services Quote Request Example

Capabilities

Naftiko capabilities organized as shared per-API definitions and workflow capabilities.

Shared Per-API Definitions

• Commercial Lines Api

Workflow Capabilities

Workflow	Tools	Description
AmTrust Insurance Quoting and Binding	5	Workflow capability for reviewing appetite, generating quotes, and binding comme...

Vocabulary

• AmTrust Financial Services Vocabulary — Taxonomy covering commercial lines insurance quoting and binding operations

Rules

• AmTrust Spectral Rules — Rules enforcing AmTrust API conventions

Maintainers

FN: Kin Lane

Email: kin@apievangelist.com